Benjamin (Ben) Jones, is a fun, interesting guy for someone who started in accounting. He had many certifications including: CPA, CFA®, CFP®, and an MBA from the University of Chicago. He worked for Ernst & Young LLP and was one of the youngest instructors at Becker. He was ranked in the top 5 nationally (out of more than 600). At EduCounting, Ben Jones provides videos, podcasts, blogs, and much more. When he isn't teaching or creating, he enjoys biking, spending time with his family, and learning even more.
In September 2024, the average interest rate for 30-year fixed-rate mortgages with conforming loan balances dropped to 6.29%. According to the Mortgage Bankers Association (MBA), this marked the lowest rate since February 2023. Lower interest rates can make mortgage payments
Refinancing a car loan can be a smart financial move, especially if you’re struggling with high interest rates or unfavorable loan terms. However, the process might seem intimidating if you have a poor credit score. The good news is that
Calculating your average tax rate is essential to managing your finances effectively. Understanding how to calculate average tax rate allows taxpayers to determine the overall percentage of their income that goes towards taxes, helping them plan and make informed financial
Understanding the various electronic funds transfer methods is crucial in today’s digital banking world. One such method is ACH credit, a term frequently encountered but only sometimes fully understood. In 2023, the volume of B2B payments processed via the Automated
Credit cards are often seen as financial lifesavers, offering unparalleled convenience, tempting rewards, and the ability to make significant purchases without having to dip into your cash reserves. However, much like a double-edged sword, they can also inflict serious damage
Choosing the right savings account is crucial for anyone looking to secure their financial future. With numerous options available, each with its own set of features and benefits, it can be challenging to determine which account will best serve your
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