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Everything You Ever Wanted to Know About Roth IRA Conversions

According to many financial experts, a Roth IRA is one of the best kinds of retirement accounts. Roth IRAs offer a slew of great benefits, including tax-free income and the benefit of being able to pass tax-free money along to your heirs. Also, due to the Roth IRA’s tax-free benefits, account holders have flexibility regarding …

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How to Financially Plan for Your First Home Purchase

When it comes to the purchase of a new home, there is one thing that everyone can agree on; A homebuyer should never purchase more “house” than they can afford. As we have repeatedly mentioned here at Educounting.com, budgeting is crucial in financial planning any major purchase, and buying a home is no exception. However, the …

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Cryptocurrency vs Stocks: Understand What You are Going to Invest in

Cryptocurrency fever has taken over. Okay, maybe it hasn’t taken over, but it is clear that cryptocurrency has become a significant player in the financial market in the last couple of years. In fact, according to Bloomberg, the combined value of digital currencies is somewhere around $2 trillion. Of all the cryptocurrencies, Bitcoin remains one …

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How to Set Your Child Up Financially

11 Ways to Set Your Child Up Financially Whether you are planning to have kids, have young children already, or your children are a bit older, you’ve probably spent a significant amount of time wrapping your head around what having children means for your own personal finances. At some point, however, if you’re like most …

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