It’s that time of year to sign up for health benefits.  If you are one of the lucky ones with benefits at your company, do a happy dance.  And, if you’re offered an HSA and/or an FSA option, get ready to feel good about saving some money!! Having a tax background, I was drawn to

Black swans are pretty birds.  You don’t see them every day in the US.  There have been sightings of the bird in some places in California as well as Florida. Maybe they escaped from a zoo or private collector.  Either way, they’re a bit rare and were never in the US until maybe 100  years ago

Financial literacy is like having a superpower that you know how to use well.  If you’ve seen any Avenger movies, you’ll see how each member acquired their skill. Spiderman got bit by a spider.  He also built web throwers and had to learn how to use his tools.  But, he ran into the side of

Saving money sometimes feels painful. You've probably been raised that you have to make sacrifices to save a few Benjamins.  But, your mantra doesn't have to be "No pain, no gain".  We all have to make choices every day-black pants or jeans.  That will never change.  Since you REALLY want the long-term benefits of saving,

For many parents, it's hard to talk about money. Either you lack confidence, or you feel you don't have the right skill set. In addition, there are many of us who haven't had good role models on the subject. Yes, it can be tough. But, avoiding it doesn't make it go away. Plus, it then

Pets can bring a great deal of joy to our lives. I know, because I love our dog, Oreo. However, we can't ignore the costs of that little furball because it can be expensive. Sometimes, we only think about the cost of buying the animal. But, it's one small portion of the total. And, even