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Donating to Charity: How You Can Improve Your Charitable Giving

A recent survey conducted by a trusted financial institution found that many Americans share concerns that keep them from donating to charity as much as they would like. In fact, the survey determined that as many as two-thirds of American donors would like to be more charitable when it comes to the causes that they

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Everything You Ever Wanted to Know About Roth IRA Conversions

According to many financial experts, a Roth IRA is one of the best kinds of retirement accounts. Roth IRAs offer a slew of great benefits, including tax-free income and the benefit of being able to pass tax-free money along to your heirs. Also, due to the Roth IRA’s tax-free benefits, account holders have flexibility regarding

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Stocks vs Bonds Which is Better?

In the case of Bond vs Stock which is better, most young Americans, especially those with growing families, have so much going on in their lives that wealth-building strategies aren’t typically going to take center stage. However, as we always say on this website, it is never too late (or too early) to start planning your

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teenager and raining money

25 Ways for Children to Earn Money

Here in the United States, children cannot legally take their first official job with an employer before they reach the age of 14. However, that does not mean that your child cannot start making money long before that. When a parent works to find ways for children to earn money, they instill essential values and

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How to Financially Plan for Your First Home Purchase

When it comes to the purchase of a new home, there is one thing that everyone can agree on; A homebuyer should never purchase more “house” than they can afford. As we have repeatedly mentioned here at Educounting.com, budgeting is crucial in financial planning any major purchase, and buying a home is no exception. However, the

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