US commercial banks have steadily increased their loan portfolios since February 2020, with particularly impressive growth rates through April of that year. This trend has continued in the following months, and today (January 2023), we are witnessing a significant expansion in credit across all American

What is credit card fraud, and how long is credit card fraud jail time? Credit card fraud is a form of financial theft where an individual or group obtains someone else’s credit card information and uses it to make unauthorized purchases or withdraw cash. It

What increases your total loan balance? The US consumer has been borrowing more and more over the years, with total consumer credit outstanding skyrocketing to a dramatic 4.3 trillion dollars in 2021 alone! That’s an astonishing 169% growth since 2000 when it was at 1.62

What is behavioral finance? Behavioral finance is a branch of economics that seeks to understand how human psychology and behavior affect financial decisions. It combines the fields of finance, economics, and psychology to explain better the underlying psychological biases that can lead to irrational financial

Effective financial performance management is a crucial skill for professionals in any industry. It involves the ability to understand, analyze, and make decisions based on economic data and communicate this information effectively to others. Whether you’re a financial analyst, manager, or business owner, developing and