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Personal Finance Basics

Donating to Charity: How You Can Improve Your Charitable Giving

A recent survey conducted by a trusted financial institution found that many Americans share concerns that keep them from donating to charity as much as they would like. In fact, the survey determined that as many as two-thirds of American donors would like to be more charitable when it comes to the causes that they …

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How to Financially Plan for Your First Home Purchase

When it comes to the purchase of a new home, there is one thing that everyone can agree on; A homebuyer should never purchase more “house” than they can afford. As we have repeatedly mentioned here at Educounting.com, budgeting is crucial in financial planning any major purchase, and buying a home is no exception. However, the …

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Understanding Credit Scores: The Good, The Bad, and The Ugly

When assessing our financial health, there are few things in life as important as our credit score. Our personal credit score, made up of three digits, can affect the interest rate we are offered on loans, determine our car insurance premiums, and even make or break a landlord’s decision to rent us an apartment. And that’s …

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