Benjamin (Ben) Jones, is a fun, interesting guy for someone who started in accounting. He had many certifications including: CPA, CFA®, CFP®, and an MBA from the University of Chicago. He worked for Ernst & Young LLP and was one of the youngest instructors at Becker. He was ranked in the top 5 nationally (out of more than 600). At EduCounting, Ben Jones provides videos, podcasts, blogs, and much more. When he isn't teaching or creating, he enjoys biking, spending time with his family, and learning even more.
Managing student loans is a significant responsibility, and one of the most crucial aspects to consider is how these loans impact your credit score. Your credit score is vital to your financial health, influencing everything from loan approvals to interest
Navigating the repayment of a reverse mortgage can seem complex, but understanding the process is essential for homeowners and their heirs. A reverse mortgage allows seniors to convert part of their home equity into cash, providing financial relief during retirement
When it comes to managing homeownership costs, one common expense many homeowners face is the payment of Homeowners Association (HOA) fees. These fees are essential for maintaining community amenities and common areas, but they can add up quickly, leading many
In September 2024, the average interest rate for 30-year fixed-rate mortgages with conforming loan balances dropped to 6.29%. According to the Mortgage Bankers Association (MBA), this marked the lowest rate since February 2023. Lower interest rates can make mortgage payments
Refinancing a car loan can be a smart financial move, especially if you’re struggling with high interest rates or unfavorable loan terms. However, the process might seem intimidating if you have a poor credit score. The good news is that
Calculating your average tax rate is essential to managing your finances effectively. Understanding how to calculate average tax rate allows taxpayers to determine the overall percentage of their income that goes towards taxes, helping them plan and make informed financial
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