Benjamin (Ben) Jones, is a fun, interesting guy for someone who started in accounting. He had many certifications including: CPA, CFA®, CFP®, and an MBA from the University of Chicago. He worked for Ernst & Young LLP and was one of the youngest instructors at Becker. He was ranked in the top 5 nationally (out of more than 600). At EduCounting, Ben Jones provides videos, podcasts, blogs, and much more. When he isn't teaching or creating, he enjoys biking, spending time with his family, and learning even more.
Structured Investment Vehicles (SIVs) are specialized off-balance-sheet entities that generate profits by borrowing funds through short-term commercial paper at lower interest rates and investing in longer-term, higher-yielding securities like mortgage-backed securities and corporate bonds. These complex financial instruments gained prominence
In 2023, first-time homebuyers made up 32% of all home purchases, a noticeable increase from 26% in 2022. This shift reflects a growing trend among younger buyers, with the median age for first-time homebuyers dropping slightly to 35 from 36
According to a 2024 CivicScience survey, around 1 in 4 adults reported not having enough money to save after covering their bills. This highlights a common struggle many people face when it comes to balancing their expenses with saving for
In the world of personal finance, simple vs compound interest can be the deciding factor between financial success and stagnation. Whether you’re looking to grow your savings, take out a loan, or make smart investment choices, understanding how these two
According to the Federal Reserve Board’s data, in 2023, six percent of adults were considered “unbanked,” meaning they or their household had no access to checking, savings, or money market accounts. This highlights the importance of understanding how these accounts
In the world of personal finance, few topics can seem as daunting as loans. From the technical jargon to the complex terms and repayment structures, navigating the loan landscape can feel overwhelming, especially if you’re new to it. But don’t
