Benjamin (Ben) Jones, is a fun, interesting guy for someone who started in accounting. He had many certifications including: CPA, CFA®, CFP®, and an MBA from the University of Chicago. He worked for Ernst & Young LLP and was one of the youngest instructors at Becker. He was ranked in the top 5 nationally (out of more than 600). At EduCounting, Ben Jones provides videos, podcasts, blogs, and much more. When he isn't teaching or creating, he enjoys biking, spending time with his family, and learning even more.
In today’s fast-paced financial landscape, understanding where your money is and how it’s working for you is more important than ever. A term that often pops up in financial discussions is “investable assets.” But What are Investable Assets, and why
The US personal saving rate — a reflection of the percentage of our income left after taxes and spending — has steadily declined. From a high of 5.3% in May, the rate dipped to 4.9% in June, further slid to
In 2022, the latest Consumer Expenditure Survey data revealed that households typically brought in $94,003 pre-tax and spent about $72,967. This comprehensive study, released by the U.S. Bureau of Labor Statistics (BLS), broke down the average spending across different areas,
According to Federal Reserve System data, older Americans typically have a heftier bank balance than their younger counterparts. On average, individuals aged 45 to 54 possess a surplus of $50,590 compared to those below 35. Yet, it’s noteworthy that average
A home equity loan can be a convenient option for homeowners aiming to extract some financial value from their property. However, acquiring one, particularly with a low credit score like 580, can be challenging. This article delves into home equity
When venturing into the world of homeownership, a fundamental question arises: “How does a mortgage work?” Understanding the mechanics of a mortgage is pivotal for anyone looking to own a home. This comprehensive guide is designed to break down and
