What is a Purchase Money Mortgage? A Complete Guide
If you’re struggling to qualify for a regular mortgage to purchase a home, there are other financing alternatives you can explore. One such alternative is a purchase money mortgage, often referred to as seller or owner financing. But what is
What is the Finance Charge on a Car Loan?
As you embark on the car-buying journey, you likely spend considerable time researching the perfect vehicle. However, it’s equally important to understand the financing aspects to ensure you secure a favorable deal. If you’re considering a loan, you might have
Is a Small Business Loan Installment or Revolving?Â
Starting and running a small business often requires financial support, and loans are a common solution. However, understanding the different types of loans available can be confusing. A frequent question is: Is a small business loan installment or revolving? In
What are Debt Certificates that are Purchased by an Investor?
Investing can be a maze of options and terms, but understanding these concepts is crucial for making sound financial decisions. One such concept is debt certificates. But what exactly are debt certificates that are purchased by an investor, and why
Understanding the Cost of Preferred Stock
Preferred shares are unique in the world of investments. They blend the characteristics of both stocks and bonds, which sets them apart in valuation from common shares. As part owners of a company, holders of preferred shares have a stake
Investment Choices: Preferred Stock vs. Common Stock Explained
When investing in the stock market, understanding the key distinctions between preferred and common stock can significantly impact investment decisions. Each type of stock offers different benefits and risks, tailored to suit various investment goals and risk appetites. This blog