Benjamin (Ben) Jones, is a fun, interesting guy for someone who started in accounting. He had many certifications including: CPA, CFA®, CFP®, and an MBA from the University of Chicago. He worked for Ernst & Young LLP and was one of the youngest instructors at Becker. He was ranked in the top 5 nationally (out of more than 600). At EduCounting, Ben Jones provides videos, podcasts, blogs, and much more. When he isn't teaching or creating, he enjoys biking, spending time with his family, and learning even more.
In the landscape of retirement planning, one question often floats to the surface: Is a 401K worth it? The answer isn’t straightforward because individual financial situations vary. Still, it’s essential to understand the overarching benefits and limitations of a 401(k)
In 2021, approximately a quarter of Americans boasted household retirement savings of $250,000 or more. However, not everyone was as fortunate. An alarming 8% of individuals reported having no retirement savings whatsoever. Interestingly, that year’s overall retirement savings had decreased
In the first quarter of 2023, a record was set in the United States: people borrowed more money than ever before, reaching a total of 4.84 trillion dollars. This isn’t just a one-time spike; it’s part of a trend that
Recent data (1st quarter, 2023) indicates that around 30% of Americans report experiencing financial difficulties or even crisis conditions. Interestingly, this figure shows a noteworthy decline of almost 19% from the numbers recorded in the third quarter of 2022. While
When it comes to investing, various strategies can be employed, each with its own strengths, weaknesses, and appropriate scenarios. Two of the most common investing styles are “Income Investing” and “Growth Investing.” While both approaches aim to generate wealth over
When learning how to invest in bonds for beginners, it’s essential to start with a fundamental understanding of what bonds are. Bonds are debt securities issued by entities such as governments, municipalities, and corporations to raise capital. When you purchase
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